On Top Of The World Homes under $500,000

On Top Of The World Homes under $500,000

Welcome to On Top of the World, a vibrant and welcoming subdivision nestled in the heart of Florida. This charming community is renowned for its active lifestyle, beautiful landscapes, and a wide array of amenities that cater to residents of all ages. With its picturesque surroundings and a strong sense of community, On Top of the World is not just a place to live; it’s a lifestyle choice.

One of the standout features of this subdivision is its impressive selection of homes priced under $500,000. Whether you're a first-time homebuyer, looking to downsize, or seeking a serene retirement haven, you’ll find a diverse range of properties that suit your needs. From cozy single-family homes to modern villas, each residence is designed with comfort and style in mind, offering spacious layouts, contemporary finishes, and beautiful outdoor spaces.

Living in On Top of the World means enjoying an active lifestyle with access to a wealth of amenities. Residents can take advantage of the community’s recreational facilities, including fitness centers, swimming pools, and walking trails that wind through lush landscapes. Social clubs, hobby groups, and organized events foster a strong sense of camaraderie among neighbors, making it easy to forge lasting friendships.

Conveniently located near shopping, dining, and entertainment options, On Top of the World also offers easy access to Florida's stunning beaches and natural parks. With its affordable housing options and vibrant community spirit, it’s no wonder that On Top of the World is a sought-after destination for those looking to embrace the best of Florida living. Come discover your dream home in this enchanting subdivision today!

Newest On Top Of The World Homes under $500,000

no property photo
$165,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Beautifully maintained with thoughtful updates and peaceful green space views, this Montgomery model offers the perfect setting to enjoy the Florida lifestyle! Located in the highly sought-after On Top of the World community, this 2-bedroom, 2-bath home with a 2-car garage welcomes you with beautiful curb appeal, mature shade trees, manicured landscaping, and an inviting covered front porch overlooking green space across the street. Imagine enjoying your morning coffee while taking in the peaceful surroundings! Inside, you'll find crown molding throughout, decorative wall molding, and tile and luxury vinyl plank flooring for easy maintenance. The spacious living area flows into the kitchen, featuring a convenient breakfast bar, stainless steel appliances, ample cabinetry, a decorative backsplash, and an updated kitchen sink faucet. The light-filled Florida room is surrounded by windows and features a convenient kitchen pass-through, creating a wonderful space for relaxing, entertaining, or enjoying your favorite hobbies. The updated primary bathroom adds another appealing touch to this well-cared-for home, while the guest bathroom features an updated faucet and a new comfort-height toilet. Major improvements include a new A/C installed in October 2026, water heater replaced in 2022, roof replaced in 2018, and windows replaced in 2012. The 2-car garage offers additional space for parking and storage. Whether you're looking for a full-time residence or a seasonal Florida retreat, this home offers comfort, functionality, and a welcoming atmosphere. Residents of On Top of the World enjoy an incredible selection of amenities, including golf, swimming pools, fitness centers, tennis, pickleball, walking trails, and a variety of clubs and social activities. Come experience everything this wonderful home and community has to offer. Schedule your private showing today!

9370 Sw 85th Terrace Unit B, Ocala
no property photo
$149,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
ELEVATED CORNER LOT | 3 BEDROOMS | NORTH-FACING SCREENED PORCH Enjoy the privacy of a detached, single-family home at a price that compares favorably with many villas! Located in Crescent Ridge at On Top of the World, this light and bright Granada II offers 3 bedrooms, 2 bathrooms, and a 2-car garage on an elevated corner lot. The spacious eat-in kitchen features light cabinetry and a pass-through overlooking the great room, creating an inviting connection between the living spaces. Luxury vinyl plank flooring throughout the main living areas adds style and easy maintenance. The primary suite includes a walk-in closet and a private ensuite bathroom. Relax with your morning coffee or unwind on the north-facing screened porch. Additional features include gutters, a garage screen enclosure, and a roof replaced in 2020. Enjoy the space, privacy, and value you've been looking for in this inviting Crescent Ridge home!

9681 Sw 97th Place, Ocala
9080 Sw 96th Court Road, Ocala
$322,500
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Discover the perfect blend of peaceful, private living and golf course beauty in this charming Jamestown model home, ideally situated on a premium golf course lot with breathtaking views. Designed for the 55+ lifestyle, this spacious 1,700 square foot home offers two bedrooms arranged in a split floor plan for added privacy, along with two bathrooms and a versatile flex room that can serve as an office, hobby space, or guest area. Step inside through a stunning beveled glass entry door into a welcoming foyer that leads to a bright and open living area. The home features elegant, engineered hardwood and tile flooring throughout, eliminating the need for carpet and making maintenance easy. The gourmet kitchen is a chef’s dream, boasting white shaker cabinetry, upscale appliances, a custom backsplash, and a convenient breakfast bar that opens to the family room—perfect for entertaining friends after a day on the links. Relax and unwind in the primary bedroom suite, where you’ll enjoy scenic golf course views and a beautifully appointed bathroom. The en suite bath includes a soaking tub, a custom glass-enclosed shower, double granite vanity, and custom lighting, creating a spa-like retreat. For added comfort, the finished lanai provides a quiet, climate-controlled space to enjoy a book or the peaceful surroundings year-round, thanks to its tile floors and portable air conditioning. Outside, the paver patio offers an inviting space for grilling and socializing while soaking in the natural beauty. The guest suite at the opposite end of the house ensures visitors have both comfort and privacy, with an updated guest bathroom adding to their convenience. Practical features for everyday living include a laundry room with a pocket door and a two-car garage with ample storage. Recent upgrades such as crown molding, energy-efficient windows, updated lighting, and a newer roof 2020 and 2017 HVAC system provide both style and peace of mind. This home combines elegance, function, and a love of golf, making it an ideal haven for active adults seeking a vibrant community and breathtaking surroundings. The monthly HOA fee includes Basic Spectrum Cable, roof repair & maintenance, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 monitored gates and what seems like endless amenities; four pools (3 outside (THE SUMMIT IS BRAND NEW) & 1 inside), two state of the art fitness centers, pickleball (uncovered & covered), billiards, archery range, multiple dog parks, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to several shopping centers. Centrally located 20 minutes from the World Equestrian Center, easy drive to 4 cruise ports and/or airports, and within a close proximity to entertainment complexes in Orlando.

9080 Sw 96th Court Road, Ocala
10886 Sw 101st Loop, Ocala
$429,900
3 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
A RARE OPPORTUNITY! NEVER-LIVED-IN 2025 AURELIA MODEL! Enjoy the best of both worlds with the appeal of a brand-new home and the convenience of an established community. Situated on a private lot in LongLeaf Ridge at On Top of the World, this beautifully finished home offers 2,565 square feet of air-conditioned living space, 3 bedrooms, 2 bathrooms, a versatile flex room, and an oversized 2.5-car garage. From the paver driveway and walkway to the elegant interior finishes, this home makes an impressive first impression! The front flex room features French doors, crown molding, blinds, recessed lighting, and a ceiling fan, making it ideal for a home office or additional living space. Throughout the main living areas, luxury vinyl plank flooring and crown molding create a cohesive, refined look, while ceiling fans have been added in every room for year-round comfort. The open-concept living, dining, and kitchen areas are filled with natural light. The gourmet kitchen is a standout, featuring quartz countertops that extend into a matching backsplash, staggered cabinetry with crown molding, soft-close doors and drawers, under-cabinet lighting, a center island, five-burner cooktop, built-in oven and microwave, and an oversized walk-in pantry. The living area includes a ceiling fan and flows seamlessly into the enclosed Florida room with wall-to-wall windows, providing additional space to relax and entertain. The laundry suite offers upper cabinetry, a utility sink, a closet, and a Whirlpool washer and dryer complete with risers. The desirable split-bedroom plan places the primary suite at the rear of the home, complete with a ceiling fan, oversized walk-in closet, and en-suite bathroom featuring a double vanity with quartz countertops, diagonally laid tile flooring, a zero-entry tiled walk-in shower with built-in bench, and a linen closet. Two additional bedrooms each offer closets and ceiling fans. The guest bathroom features an extended single vanity with quartz countertop, a tiled tub and shower, and diagonally laid tile flooring. Located in LongLeaf Ridge, this home is close to The Summit, one of On Top of the World's newest amenity centers! Enjoy the exceptional 55+ active adult lifestyle, with an abundance of amenities, clubs, activities, and opportunities to connect with neighbors. Curbside trash service adds everyday convenience. With its never-lived-in condition, impressive finishes, private setting, and access to the many benefits that On Top of the World offers, this is a wonderful opportunity to enjoy a fresh start in a sought-after community.

10886 Sw 101st Loop, Ocala
2228 Swedish Drive Unit 22, Clearwater
$285,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Welcome to On Top of The World, a premier 55+ Active Community. This beautiful & spacious 2 bedroom/ 2 bathroom condo is one of the largest units in the community at 1,740 sf. This condo is ideal for someone who is transitioning from a single family home or anyone looking for EXTRA SPACE and STORAGE. You will find closets and storage everywhere: there is a good size closet at the entry way; there is a large WALK-IN STORAGE closet in the hallway; there is a linen closet in the hallway; the master bedroom has a HUGE WALK-IN CLOSET and a 2nd closet; the 2nd bedroom has a large WALK IN CLOSET; there is a large Laundry Room with loads of storage cabinets; and there is a community storage closet. The spacious living room is accented with gleaming Brazilian Cherry wood floors. The large EAT-IN kitchen has endless possibilities: it can also double as a family room, a dining room, or an office space. Enjoy your morning coffee and meals with peaceful pond views out the large Bay window. You will love the gorgeous Travertine floors that make cleaning a breeze. As an added convenience, this is one of the newer buildings that has a full INSIDE LAUNDRY ROOM equipped with HOA approved hookups, a washer & dryer, and lots of storage cabinets. Some updates include newer DOUBLE PANE WINDOWS, NEW A/C system in 2024, and a newer hot water heater. On Top of The World has over 100 clubs and activities. There are two activity centers and two private GOLF courses with 9 and 18 holes, free exclusively for residents & owners. There are two HEATED swimming pools to enjoy all year. The remodeled Cardio Gym is a state-of-the-art fitness center with the latest exercise equipment complete with spinning classes, yoga, and more. There are hobby studios including a wood shop, a computer lab, Billiards room, and card rooms. The grand ballroom hosts live music, entertainment, and events. There is also horseshoes, shuffle board, tennis courts, pickle ball, walking trails, bike storage, kayak storage & launch area. Enjoy some take & bake meals and snacks at the on-site Good Karma Café’. Your four legged friends will love the fenced Dog Park with benches. This is a VERY FRIENDLY PET community and one of the only 55+ communities that allows for multiple pets and LARGE DOGS. This community offers the security and comfort of being situated on one of the highest points in Pinellas County and is in a NON-FLOOD & NON-EVACUATION zone, safe from any potential storm surge. The buildings are made of concrete, built to withstand hurricane winds, and the Milestone Study has been completed with no need for Phase II. Additionally, OTOW has a long history of careful budgeting, resulting in NO special assessments during its four-decade history. This great location is close to the Best Beaches and State Parks including the Sugar Sands at Clearwater Beach, Honeymoon Island, the charming towns of Tarpon Springs, Dunedin and Safety Harbor. There are excellent Shopping and Dining options all around and it provides easy commuting to Tampa, St. Petersburg, Airports. Whether you’re looking for a year-round residence or a seasonal retreat, this condo has everything you need for an enjoyable and comfortable lifestyle.

2228 Swedish Drive Unit 22, Clearwater
2287 Philippine Drive Unit 59, Clearwater
$144,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Welcome to 2287 Philippine Dr #59 in the desirable On Top of the World community in Clearwater, FL! This 2-bedroom, 2-bathroom condo is located in an elevator building and offers a spacious layout with a family room and new flooring throughout. Whether you’re searching for a full-time residence, seasonal getaway, or investment property, this unit presents an excellent opportunity in one of Tampa Bay’s premier 55+ gated and guarded communities. Residents enjoy access to over 170 clubs and activities, multiple pools, a private golf course, expansive clubhouse, fitness center, tennis and sport courts, and beautifully maintained grounds. Conveniently located just minutes from Clearwater Beach, shopping, dining, and major highway access including US-19, this condo combines lifestyle and location in the heart of Clearwater.

2287 Philippine Drive Unit 59, Clearwater
2170 Americus Boulevard S Unit 51, Clearwater
$255,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy comfort and convenience in this well-located 2-bedroom, 2-bath condo conveniently located within a short walk from the West Activity Center . The golf course is just outside your window. Located in a vibrant 55+ community, this home delivers an active, connected lifestyle. This unit boasts 2 assigned parking spaces. The 55+ community has two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association.

2170 Americus Boulevard S Unit 51, Clearwater
9439 Sw 85th Ave Road Unit B, Ocala
$136,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to this meticulously maintained two-bedroom, two-bathroom, 1 car garage home located in the desirable tree lined streets in Friendship Village of On Top of the World. Featuring a comfortable, functional layout, this inviting home is perfect for enjoying a relaxed and convenient lifestyle. Inside, you’ll find a bright, functional kitchen equipped with modern stainless steel appliances, crisp cabinetry, tile flooring, and a double-basin sink area. The kitchen blends practicality with a welcoming atmosphere. The home flows seamlessly into cozy living areas featuring neutral carpeting that adds warmth and comfort. The spacious primary suite offers a tranquil retreat, complete with a generous walk-in closet providing plenty of room for clothing and storage. Tile flooring in the kitchen and main bathroom offers durability and easy maintenance, while carpeting throughout the living areas enhances the home’s comfortable feel. This Home has a 2026 roof, tankless hot water heater, newer Windows in 2017 and in close proximity to the mailboxes. Pride of ownership is evident throughout this well-cared-for residence. Situated in a premier 55+ active adult community, this move-in ready villa offers effortless low maintenance living. Centrally located 20 minutes from the World Equestrian Center.

9439 Sw 85th Ave Road Unit B, Ocala
10447 Sw 107th Court, Ocala
$449,390
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Brand-new and move-in ready, this Ariana model in Long Leaf Ridge offers 2 bedrooms, 2 bathrooms, and a 2-car garage with extra space for your golf cart. The open great room creates a welcoming central living space, while the separate flex room with French doors is perfect for a home office, hobby room, or whatever fits your needs. A tray ceiling adds a touch of character, and the screened lanai gives you a comfortable spot to relax and enjoy the outdoors. The kitchen comes equipped with a refrigerator, range, and dishwasher, and the dedicated laundry suite adds everyday convenience. With a versatile floor plan and the benefits of new construction, this home is ready for you to move in and make it your own!

10447 Sw 107th Court, Ocala
10411 Sw 107th Court, Ocala
$426,585
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Move-in ready and waiting for its new owner, this Livingston model in Long Leaf Ridge offers 2 bedrooms, 2 bathrooms, and a 2-car garage with additional space for your golf cart. The open great room flows into the breakfast area, creating a comfortable space for everyday living, while the gourmet kitchen features a cooktop and wall oven for a more elevated cooking experience. French doors add a nice touch to the separate flex room, making it ideal for a home office, hobby room, or extra space to suit your needs. A dedicated laundry suite adds convenience, and the screened lanai is the perfect place to enjoy your morning coffee or unwind at the end of the day. With a practical layout and the appeal of new construction, this Livingston is ready to welcome you home.

10411 Sw 107th Court, Ocala
10395 Sw 107th Court, Ocala
$494,195
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Brand-new and move-in ready, this Magnolia in Longleaf Ridge offers 2 bedrooms, 2.5 bathrooms, a 2-car garage, and a separate golf cart garage. The open great room and breakfast area create a comfortable space for everyday living, while the gourmet kitchen features a cooktop, range hood, and wall oven. French doors add character to the flex room, and the separate den offers even more versatility for a home office, hobbies, or a quiet place to unwind. A dedicated laundry suite keeps daily routines convenient, and the screened lanai is a great spot to enjoy your morning coffee or relax at the end of the day. With a thoughtfully designed floor plan and the benefit of being the first to call it home, this Magnolia is ready for its new owners.

10395 Sw 107th Court, Ocala
10358 Sw 107th Avenue, Ocala
$421,465
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to the Livingston model in the desirable Longleaf Ridge neighborhood of On Top of the World in Ocala! This inviting home features elegant stone countertops, attractive tile flooring, and sliding glass doors that open to a screened patio, creating the perfect space to relax and enjoy Florida living. The thoughtfully designed layout offers comfortable everyday living and an ideal setting for entertaining family and friends. Step outside to enjoy your screened patio and the beauty of indoor-outdoor living year-round. Located in the vibrant On Top of the World community, residents can enjoy a variety of amenities, recreational activities, and social opportunities. Conveniently close to shopping, dining, medical facilities, and everyday essentials, this home offers a wonderful opportunity to enjoy the Florida lifestyle. Schedule your private showing today!

10358 Sw 107th Avenue, Ocala
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