Ocala Waterway Estate Homes under $500,000

Ocala Waterway Estate Homes under $500,000

Welcome to Ocala Waterway Estate, a hidden gem nestled in the heart of Marion County, Florida. Known for its lush landscapes and serene waterways, this charming subdivision offers a unique blend of tranquility and convenience, making it an ideal place to call home.

Ocala Waterway Estate is characterized by its picturesque surroundings, featuring beautiful homes that harmonize with nature. The community is perfect for those who appreciate outdoor living, with access to pristine lakes and scenic trails that invite you to explore the great Florida outdoors. Whether you enjoy fishing, kayaking, or simply relaxing by the water, this neighborhood has something for everyone.

One of the standout features of Ocala Waterway Estate is its affordability. With homes available for under $500,000, this subdivision provides an excellent opportunity for first-time buyers, families, and retirees alike. The homes here boast a variety of architectural styles and spacious layouts, ensuring that there’s a perfect fit for every lifestyle. Many properties come with generous yards, perfect for gardening or entertaining, and are often surrounded by the natural beauty of Florida’s flora and fauna.

In addition to its stunning homes and outdoor amenities, Ocala Waterway Estate is conveniently located near shopping, dining, and entertainment options. With easy access to major highways, you can enjoy the vibrant culture of Ocala while still retreating to the peaceful embrace of your home.

Discover your dream home in Ocala Waterway Estate, where affordability meets a lifestyle of leisure and natural beauty!

Newest Ocala Waterway Estate Homes under $500,000

10565 Sw 38th Avenue, Ocala
$360,000
3 Beds ⋅ 2 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Enjoy a refreshing swim, a tree-lined backdrop, and room to unwind at this beautifully updated Ocala Waterway pool home. Set on a .92-acre lot with mature trees providing added privacy, this well-maintained property offers 3 bedrooms, 2 bathrooms, a 2-car garage, and inviting outdoor living centered around a screen-enclosed pool. An electric awning provides adjustable shade for relaxing poolside. Thoughtful improvements include a roof replaced in 2022, a complete air conditioning system replaced in 2026, double-pane windows, a steel front door, and a whole-house water system updated in 2026. Luxury vinyl flooring runs throughout the home, while the paid-off solar pool heating system adds to the enjoyment of your outdoor retreat. The eat-in kitchen combines everyday functionality with attractive finishes, including 42-inch solid wood cabinets, level 4 granite countertops, an island, stainless steel appliances, a tile backsplash, and a dedicated coffee station. The updated primary bathroom features modern cabinetry, dual sinks, and a walk-in shower with tile extending to the ceiling. An updated guest bathroom is conveniently positioned between the two additional bedrooms. An installed security system and included W/D. Located in southwest Ocala, the home offers a setting for enjoying Florida’s outdoor lifestyle, with regional recreation destinations including the Marjorie Harris Carr Cross Florida Greenway and Shangri-La Trailhead. Discover the appeal of poolside living with, mature landscaping, and nearly an acre to call your own. No HOA, No CDD.

10565 Sw 38th Avenue, Ocala
4252 Sw 102nd Place, Ocala
$220,000
3 Beds ⋅ 2 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Welcome to Ocala Waterway Estates! Tucked away on a quiet cul-de-sac, this 3-bedroom, 2-bath home offers 1,858 square feet of living space, a desirable split-bedroom floor plan, and plenty of potential to make it your own. The spacious layout provides comfortable living areas with room to add your personal touches and updates. Step outside to the screened lanai overlooking a private, fully fenced backyard, perfect for relaxing, entertaining, or simply enjoying Florida’s beautiful weather. Situated in an established neighborhood with no HOA, this property offers the freedom and flexibility so many buyers are looking for. Conveniently located near shopping, dining, schools, and everyday amenities, with easy access to everything Ocala has to offer. Whether you’re looking for your next home or an investment opportunity, this property is full of possibilities. Bring your vision and discover the potential! Property is being sold AS-IS.

4252 Sw 102nd Place, Ocala
4291 Sw 110th Lane, Ocala
$370,000
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Beautiful two-story home located in a peaceful, family-oriented neighborhood. This spacious home features 4 bedrooms, 2.5 bathrooms, and an additional bonus room, providing plenty of flexible living space for a growing family, home office, or playroom. The large, spacious kitchen offers ample room for cooking and gathering, while the open-concept living area creates a warm and inviting atmosphere. A large Florida room provides the perfect space for entertaining family and friends year-round. Situated on a generous 0.62-acre lot, this property offers plenty of outdoor space to enjoy. Conveniently located very close to Liberty Middle School and just minutes from Hammett Bowen Elementary School, this home combines comfort, space, and an ideal location for families seeking the best of both convenience and community.

4291 Sw 110th Lane, Ocala
4160 Sw 100th Street, Ocala
$494,900
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Virtually Staged. Discover 4160 SW 100th St in Ocala Waterway Estates, a 2019-built, single-story concrete block home offering 4 bedrooms, 3 bathrooms, 3,000 square feet of living space and a 0.46-acre lot. Inside, luxury vinyl plank flooring extends throughout the home except the bathrooms, while granite kitchen countertops add a practical finishing touch. An enclosed den with barn doors provides flexible space for an office, hobbies or other uses. The breakfast area has been opened up by removing a wall, and a granite-topped accent adds character to the living area. The interior was painted approximately two years ago, and the exterior was freshly painted in September 2026. Outside, enjoy an extended tiled rear patio, tiled front porch, a small gazebo with pavers, decorative landscape curbing, rock landscaping and a kidney-shaped landscaped island in the front yard. A vinyl privacy fence and viburnum hedges line the west property boundary, with chain-link fencing around the remainder of the backyard. Additional features include Bahamian window shutters, gutters and a water softener. The property also offers an attached garage and a substantial detached metal garage/workshop for storage, equipment and projects. Conveniently situated in southwest Ocala, this property combines generous interior space, outdoor living areas and versatile detached storage. Schedule a showing to explore the possibilities.

4160 Sw 100th Street, Ocala
4551 Sw 103rd Place, Ocala
$319,900
3 Beds ⋅ 2 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Come check out this large 3or 4 bedroom, 2 bath home on roughly a half acre located in southwest Ocala. huge living room, formal dining room, breakfast nook, breakfast bar, split bedroom, open floor plan large screen room out back, covered patio out front

4551 Sw 103rd Place, Ocala
4180 Sw 103rd Street Road, Ocala
$380,000
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Welcome to this beautifully maintained 4-bedroom, 3-bath home in the desirable Waterway Estates community of Southwest Ocala. Offering 2,229 heated square feet and 2,691 total square feet, this spacious residence features an open and inviting floor plan designed for comfortable living and entertaining. Enjoy a large family room with elegant tray ceilings, recessed lighting, and updated luxury vinyl plank flooring. The kitchen opens seamlessly to the dining and living areas and features stainless steel appliances, white cabinetry, and a convenient breakfast bar. Architectural details including arched openings and a welcoming foyer enhance the home’s character and charm. Situated on a fully fenced .46-acre lot, the property also offers a two-car garage, central heating and air conditioning, and attic fans throughout for added comfort and efficiency. Conveniently located in beautiful Southwest Ocala near shopping, dining, parks, and schools, this move-in-ready home provides the perfect combination of space, style, and functionality.

4180 Sw 103rd Street Road, Ocala
4085 Sw 111 Th Place, Ocala
$446,900
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Under Construction. EXUMA X – BEAUTIFUL NEW CONSTRUCTION! Discover the Exuma X - 3 Car Garages, a thoughtfully designed new-construction home featuring an inviting layout, quality finishes, and spacious living areas. Photos shown are of a different home featuring the same floor plan and are provided for illustrative purposes; finishes, colors, features, and selections may vary from the home offered for sale. The home welcomes you with an attractive stone-accented front exterior, 9+ foot ceilings, and an impressive 8-foot sliding glass door that creates a seamless connection between the great room and covered lanai. The open-concept living area provides an ideal setting for everyday living and entertaining. The kitchen features quartz countertops, solid-wood cabinetry with soft-close doors and drawers, attractive hardware, and a spacious center island. A generously sized pantry and conveniently located laundry room provide additional storage and functionality. The spacious primary suite offers a private retreat with a well-appointed bathroom featuring a tiled walk-in shower, dual vanities, a large walk-in closet, and a private water closet. Three additional bedrooms provide flexibility for guests, family, or a home office. One of the secondary bedrooms is designed as an in-law suite and includes a flex room, private bathroom, and walk-in closet. The expansive great room provides plenty of space to relax and gather. Solid-surface flooring throughout the main living areas offers a practical, easy-care finish, while raised-height vanities and toilets provide added comfort in the bathrooms. Enjoy Florida's outdoor lifestyle from the oversized covered lanai, offering additional space for outdoor dining, relaxation, and entertaining. BUILDER INCENTIVE: Builder will contribute up to $15,000 toward buyer's allowable closing costs, prepaid expenses, and/or mortgage rate buydown. Terms, conditions, eligibility, and lender approval apply. Buyer should verify all incentive details and available options with the builder and preferred lender. For additional information or to see the Exuma X model, visit the model home at 5069 SW 109th Loop, Ocala, FL. Contact the listing agent for details, availability, specifications, and showing information.

4085 Sw 111 Th Place, Ocala
10151 Sw 41st Terrace, Ocala
$339,000
3 Beds ⋅ 2 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Bring your vision! This well-cared-for 3 bedroom, 2 bath concrete block and stucco home has 2,055 sq ft of living space and the big-ticket items already done. It has a new roof (2024) and a brand-new 4-ton heat pump A/C system (2026), so you can put your budget into finishes and design. There's room for everyone, with both a living room and a separate family room, plus a small office that works well for remote work, a hobby space or a reading nook. You also get three screened porches plus a back porch for relaxing or entertaining. The 2-car garage gives you plenty of storage, and the 12x16 detached storage building is ideal for a workshop, hobbies or yard equipment. The backyard is fenced with vinyl, and the concrete driveway has room for extra parking. The structure is solid, the bones are good, and it's ready for your personal touch. Bring your ideas and make this one your own!

10151 Sw 41st Terrace, Ocala
10870 Sw 47th Court, Ocala
$438,500
3 Beds ⋅ 2 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Discover your own backyard oasis! This three-bedroom pool home sits on nearly half an acre and offers spacious indoor living, inviting outdoor gathering areas, and room to relax. The beautiful pool and screened lanai set the scene for poolside afternoons, while a pergola with a fire pit creates the perfect spot to gather in the evening. A large outdoor relaxation area and fully fenced backyard complete this private retreat. Inside, the bright, spacious split-bedroom floor plan features crown molding throughout and a large primary bedroom with dual walk-in closets and a generous walk-in shower. A separate dining room and additional dining nook offer flexible spaces for entertaining and everyday meals. The kitchen provides ample counter space and stainless steel appliances, making meal preparation and hosting a breeze. An expansive Florida room extends the living space, with a dedicated mini-split A/C system for comfort during warm Florida days. Whether you envision an additional lounge, hobby space, or gathering room, there is plenty of room to make it your own. Two large storage sheds provide convenient space for tools, equipment, and outdoor essentials. Additional highlights include a roof updated in 2022, A/C updated in 2018, and a water softener system. With a solar-heated pool, generous lot, and multiple spaces to unwind, this home makes everyday living feel like a getaway. Schedule your private showing today!

10870 Sw 47th Court, Ocala
4106 N 108th Lane N, Ocala
$453,900
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Under Construction. Under Construction. Under Construction. Pre-Construction. To be built. Under Construction – The Largo. This 4-bedroom, 3-bath home—available with a 3-car garage—features a wide-open, light-filled floor plan enhanced by soaring vaulted ceilings. A welcoming covered entry and spacious covered lanai extend the living area outdoors, ideal for enjoying Florida’s warm breezes. Summit Homes Florida includes the features today’s buyers expect Foresta 6X36 Oyster Plank Tile flooring throughout, 8-foot doors, 5¼-inch baseboards, a landscaped yard with irrigation, an interior laundry room, and a garage door opener. The kitchen is designed for both style and function, offering solid-surface counters with a tile backsplash, custom cabinetry with 42-inch uppers and soft-close doors and drawers, stainless-steel appliances, and a generous pantry. The large primary suite provides a relaxing retreat with a ceramic-tiled shower, dual sinks, a private commode room, and an impressive walk-in closet for exceptional storage. A Jack and Jill bath elegantly serves two additional bedrooms, blending convenience with sophistication. Thoughtful details throughout the home highlight craftsmanship and quality, blending comfort, functionality, and lasting value. From the grand proportions to the smallest architectural touch, this is a home built to inspire admiration. You won’t want to miss this one.

4106 N 108th Lane N, Ocala
4347 Sw 112th Lane, Ocala
$399,900
4 Beds ⋅ 2 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Completed in February 2026 and lightly lived in, this move-in-ready Heron model in Southwest Ocala offers the benefits of new construction with valuable upgrades already completed. Situated on a spacious 0.62-acre homesite, the property features four bedrooms, two full bathrooms and a thoughtfully designed open-concept floor plan.The modern kitchen features a large center island, walk-in pantry and under-sink reverse-osmosis drinking-water system. It flows seamlessly into the dining and family areas, creating an inviting space for everyday living and entertaining. The private primary suite offers a spacious walk-in closet custom designed by Closets by Design and a beautifully appointed en-suite bathroom. A second closet has also been professionally customized to maximize storage and organization. Additional features include a whole-house water-filtration system, dedicated laundry room, covered lanai, ample storage and a spacious three-car garage. The versatile fourth bedroom is ideal for a home office, guest room, hobby space or creative studio. Furnishings may also be purchased separately. Conveniently located near Southwest Ocala shopping, restaurants, medical facilities, schools, parks and major roadways, this nearly new home combines modern style, functionality and privacy on over half an acre. Schedule your private showing today!

4347 Sw 112th Lane, Ocala
4095 Sw 112th Street, Ocala
$499,900
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Welcome to this beautiful new construction home located in Ocala Waterway Estates! This thoughtfully designed property offers a modern and comfortable living space, perfect for everyday living and entertaining. Enjoy the benefits of owning a brand-new custom-built home unique details throughout, including two primary bedrooms, offering exceptional flexibility, privacy, and convenience. The primary bedrooms have sliding doors with direct access to the lanai. The home also features elegant luxury light fixtures, soaring cathedral ceilings, ceiling fans in the lanai, bedrooms and living room, and a spacious .62-acre corner lot. The two-car garage features epoxy flooring, adding both durability and a clean, finished look. Whether you are looking for your primary residence or a great investment opportunity, this home is ready to welcome its new owner.

4095 Sw 112th Street, Ocala
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