Lake City Homes under $500,000

Lake City Homes under $500,000

Welcome to Lake City, Florida – a hidden gem nestled in the heart of Columbia County! Known for its lush landscapes and friendly community, Lake City offers a unique blend of small-town charm and modern conveniences. With its rich history, vibrant culture, and abundance of outdoor recreational opportunities, this city is an ideal place for families, retirees, and anyone looking to embrace the beauty of Florida living.

Lake City is strategically located at the intersection of major highways, making it easily accessible and a perfect hub for exploring the surrounding areas. Enjoy the serene beauty of nearby lakes, parks, and nature trails, or take a short drive to the bustling cities of Gainesville or Jacksonville for shopping, dining, and entertainment. The city also boasts a variety of local events and festivals throughout the year, allowing residents to connect and celebrate the community spirit.

When it comes to real estate, Lake City shines brightly with an impressive selection of homes under $500,000. Whether you're a first-time homebuyer or looking for a cozy retreat, you’ll find a diverse range of properties that cater to every lifestyle. From charming single-family homes with sprawling yards to modern townhouses with contemporary finishes, Lake City’s real estate market offers something for everyone.

Experience the warmth and hospitality of Lake City, where affordable living meets picturesque surroundings. Discover your dream home in this delightful city, and become part of a community that welcomes you with open arms!

Newest Lake City Homes under $500,000

3989 Nw River Sebastian Lane, Lake City
$319,500
4 Beds ⋅ 2 Baths ⋅ Forest Plantation SubDv. ⋅ 32055 Zip Code
Short Sale. Enjoy comfortable living in this lovely four-bedroom, two-bath all-brick home located in the quiet community of Forest Plantation. The home features an open layout with a spacious great room, vaulted ceilings, and neutral finishes that create a bright, inviting atmosphere.The kitchen offers beautiful white cabinets, granite countertops, a convenient pantry, and energy-efficient stainless steel appliances, including a microwave, dishwasher, and range, plus a garbage disposal. Ceramic tile flooring is featured in the kitchen and bathrooms for easy maintenance. The owner's suite includes a walk-in closet and a private bathroom with a separate soaking tub and tiled shower. Three additional bedrooms provide flexible space for family, guests, or a home office. A separate laundry room and a two-car side-entry garage add extra convenience. With its practical floor plan, attractive finishes, and peaceful setting, this home is a wonderful place to call home!

3989 Nw River Sebastian Lane, Lake City
140 Sw Quincy Terrace, Lake City
$170,000
3 Beds ⋅ 2 Baths ⋅ Piccadilly Park Sub SubDv. ⋅ 32024 Zip Code
Welcome to this solid 1-story all-brick ranch home situated on nearly a full acre lot (0.93 acres) in Lake City! Featuring 3 spacious bedrooms, 2 full bathrooms, and 1,614 sq. ft. of living space, this value-add opportunity is full of potential. The functional layout includes a spacious kitchen with wood cabinetry and tile flooring, an eat-in dining space, a large main living room, and an interior laundry room. Enjoy peaceful rural living from the screened front porch or park under the attached covered carport. Additional highlights include a low-maintenance brick exterior, private well and septic, and no HOA fees. Bring your renovation vision to build equity in a quiet setting just minutes from US-41, Columbia High School, and downtown Lake City!

140 Sw Quincy Terrace, Lake City
387 Nw Lamar Place, Lake City
$235,000
4 Beds ⋅ 2 Baths ⋅ Pine Ridge Sub SubDv. ⋅ 32055 Zip Code
Priced to sell! Don’t miss this 2024 manufactured home situated on nearly 2 acres, offering the perfect combination of space, privacy, and convenience. Enjoy outdoor living from both the front and back decks, with plenty of room to relax, entertain, or simply take in the peaceful surroundings. Located close to town with easy access to US Highway 90 and I-75, commuting, shopping, dining, and everyday conveniences are just minutes away. With a newer home, generous acreage, and a convenient location, this property offers a great opportunity at an attractive price.

387 Nw Lamar Place, Lake City
1874 Sw Nautilus Road, Lake City
$159,900
3 Beds ⋅ 2 Baths ⋅ Gr South Timber SubDv. ⋅ 32024 Zip Code
Discover the possibilities with this 10-acre property located at 1874 SW Nautilus Rd in Lake City, FL! A beautiful combination of wooded acreage and open, cleared areas, this property provides privacy, space, and excellent potential for your future homesite or country retreat. Mature trees, a winding driveway, and established clearings create a peaceful rural setting. The property features two access points, including the main entrance from SW Nautilus Rd and an additional access on the west side from SW Beyond Ct, providing added convenience and flexibility for future development. Existing improvements include connected electricity, one well, two septic systems, and multiple sheds included in the sale, providing valuable existing infrastructure. The property is located outside the designated flood zone. Existing mobile homes are assigned no value and are being sold as-is. Whether you're looking to build your dream home, establish a private homestead, or invest in acreage, this property is an excellent opportunity. Enjoy 10 acres of privacy and natural beauty with utilities already connected. Buyer to verify zoning, permitted uses, utility conditions, well and septic system functionality.

1874 Sw Nautilus Road, Lake City
863 Se Defender Drive, Lake City
$264,900
3 Beds ⋅ 2 Baths ⋅ Bellaire Sub SubDv. ⋅ 32025 Zip Code
Great Neighborhood with a new K-5 school blocks away! Many, many upgrades including total rewiring, newer Hvac and metal roof, new bathrooms, new kitchen appliances, ceramic tile in all rooms. The back yard has a Gazebo, a 25x20 foot shed with 2 roll up doors on a concrete pad, and a fenced in area for pets. Entire back yard has a wooden fence with gates on either side of the house. Fresh paint on the outside and most of the inside of the home. The home is in Columbia county, just outside the Lake City limits and 1 mile from the Osceola national forest. 35 minutes away are Ichetucknee, Oleno, and Suwannee River state parks. A total security system with cameras is installed on the Blink App system. Clearwaves high speed internet access is installed. Do not miss seeing this home!

863 Se Defender Drive, Lake City
234 Se Emerson Court, Lake City
$295,000
3 Beds ⋅ 2 Baths ⋅ Village Sub SubDv. ⋅ 32025 Zip Code
Welcome to Emerson Court! This cozy 3-bedroom, 2-bath brick home offers the space and flexibility you’ve been looking for, all situated on 1.13 acres just minutes from downtown Lake City. Inside, you’ll find a Florida room plus a bonus room that offers additional space for an office, playroom, gym, or hobby area. Outside, the property features an above-ground pool with a deck, workshop, RV hookup, garden area, fruit trees, and muscadine grape vines. With established plants and greenery throughout, this property truly comes to life when in bloom. Additional features include a metal roof installed in 2016, HVAC system updated in 2020, and a new well installed in 2026. The sellers are also offering a credit toward carpet replacement, giving the next owner the opportunity to personalize the home from the start. With acreage, extra living space, and useful outdoor features, this home offers a combination that’s hard to find.

234 Se Emerson Court, Lake City
619 Sw Bellflower, Lake City
$415,000
3 Beds ⋅ 2 Baths ⋅ Preserve At Laurel Lake SubDv. ⋅ 32024 Zip Code
This stunning 3 bedroom, 2 bathroom home features an open split floor plan, spacious primary suite, gourmet kitchen with granite countertops and stainless steel appliances, indoor laundry, and a 2 car garage. Enjoy all the amenities that the Preserve at Laurel Lake has to offer, including a community pool, clubhouse, tennis courts, and basketball courts. Perfectly situated just minutes from schools, hospitals, shopping, and dining. Schedule your private showing today before it's gone!

619 Sw Bellflower, Lake City
2928 Se Ebenezer, Lake City
$249,900
3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 32025 Zip Code
Virtually Staged. Brand New Home on 1.22 Acres. Enjoy the peace and privacy of country living in this brand new 3 bedroom, 2 bathroom home situated on 1.22 acres with workshop. The open concept floor plan offers a spacious layout perfect for everyday living and entertaining. With plenty of room to roam and endless possibilities outdoors, this property is the perfect place to call home. Schedule your private showing today!

2928 Se Ebenezer, Lake City
213 Sw Bellflower Drive, Lake City
$417,100
4 Beds ⋅ 3 Baths ⋅ Preserve/Laurel Lake SubDv. ⋅ 32024 Zip Code
Under Construction. Under Construction. Looking for room to spread out? As one of the largest and most versatile single-story floor plans in The Preserve at Laurel Lake, this 4-bedroom, 3-bath home offers more than 2,200 square feet designed for comfort, flexibility, and everyday living. With three full bathrooms and a layout that provides both privacy and functionality, this home is ideal for growing families, multigenerational living, or anyone who simply appreciates extra space. The open-concept design creates a natural gathering place, with the spacious kitchen overlooking the living and dining areas. Quartz countertops throughout, luxury vinyl plank flooring in the main living areas, and stainless steel appliances provide the modern finishes today's buyers are looking for. The oversized primary suite serves as a private retreat featuring a tray ceiling, double vanity, and a 5 ft tiled wall shower. A private en-suite bath for the second bedroom offers added comfort for guests or family members, while the third and fourth bedrooms share a spacious Jack-and-Jill bathroom, giving everyone their own space without sacrificing convenience. A covered rear patio and 2-car garage complete the home. Now is the perfect time to secure this home and prepare for a move into one of The Preserves most desirable floor plans. Explore the benefits of new construction—including lower maintenance, modern energy efficiency, and potential homeowners insurance savings—this home offers exceptional long-term value. Located in The Preserve at Laurel Lake, Lake City's premiere amenity community. Enjoy a peaceful neighborhood setting while remaining just minutes from shopping, dining, schools, and I-75.

213 Sw Bellflower Drive, Lake City
188 Sw Coliseum Place, Lake City
$229,900
3 Beds ⋅ 2 Baths ⋅ Village Sub SubDv. ⋅ 32025 Zip Code
Virtually Staged. Welcome to 188 SW Coliseum Place, Lake City, FL 32025, where modern updates meet spacious outdoor living. This beautifully maintained 3-bedroom, 2-bath home offers 1,265 square feet of comfortable living space on an oversized .58-acre lot, providing plenty of room to enjoy the outdoors while still being conveniently located near I-75, shopping, dining, and local amenities. Step inside to discover a newly renovated kitchen featuring stunning butcher block countertops, new cabinetry with soft close doors and drawers, creating a warm and inviting space for cooking and entertaining. The functional floor plan provides comfortable living area with high ceilings, split bedroom plan, and a private primary suite complete with two walk-in closets, offering exceptional storage rarely found in homes of this size. Outside, you'll appreciate the expansive yard with endless possibilities for gardening, recreation, or future additions. The property also includes a carport, a storage shed, and an open patio, perfect for relaxing evenings, weekend barbecues, and enjoying Florida's beautiful weather.

188 Sw Coliseum Place, Lake City
437 Se Rosewood Circle, Lake City
$249,900
3 Beds ⋅ 2 Baths ⋅ Eastside Village 06 SubDv. ⋅ 32025 Zip Code
Check out this well-maintained 3-bedroom, 2-bath home tucked away in Eastside Village, a 55+ HOA community in Lake City that is for sale. Whether you’re looking to simplify, downsize, or just enjoy a home that’s ready for you to move right in, this one checks a lot of boxes! Inside, you’ll find a comfortable layout with a spacious main living area and plenty of room to relax and entertain. The owner’s suite has a generous walk-in closet and ensuite bathroom with a shower. The other 2 bedrooms are on the other side of the home with a full bathroom with a tub/shower combo. The home has been lovingly maintained and features a roof that’s one year old, giving you one less big-ticket item to worry about and also includes a water treatment system. Step outside and enjoy the fenced backyard, perfect for gardening or letting your four-legged friends enjoy some outdoor time. There are screened front AND back porches giving you great spaces to enjoy a morning cup of coffee and relax. The 2-car garage provides plenty of room for parking, storage, and all those extras that tend to come with homeownership. Located in Lake City, you’ll have the convenience of nearby shopping, dining, medical facilities, and everyday amenities while still enjoying the relaxed feel of a residential community. And not far away are rivers, lakes, springs & more for outdoor adventures! This is North Florida living made easy! Come take a look and see if this home is right for you!

437 Se Rosewood Circle, Lake City
526 Nw Savannah Circle, Lake City
$324,900
4 Beds ⋅ 3 Baths ⋅ Meadows Plantation 01 SubDv. ⋅ 32055 Zip Code
PRICED TO SELL! BRAND NEW ROOF 2025, NEW AC 2026, AND NEW WATER HEATER 2026. ALL THREE MAJOR SYSTEMS DONE AND THIS HOME IS MOVE-IN READY! Welcome home to this beautiful 4 bedroom home nestled on a generous half-acre lot in the desirable Oak Meadow Plantation community of Lake City. Step inside and immediately feel the warmth of a home that has been thoughtfully cared for. Beautiful laminate, tile, and wood flooring flow throughout the main living areas, a cozy wood-burning fireplace anchors the family room, and the open layout with two separate living spaces gives everyone room to breathe. The kitchen flows naturally to the dining and living areas, great for everyday living and entertaining. When it is time to enjoy the outdoors you have options. Relax on the screened patio, hang out under the covered patio, or enjoy the fully fenced private backyard that stretches across a full half acre. The attached 2-car garage keeps your vehicles protected and the full appliance package means everything you need is already included. Oak Meadow Plantation is one of Lake City's most charming communities, lined with mature oak trees and centered around a beautiful neighborhood pond with a low HOA of only approx. $330 per year and no CDD. Flood Zone X so no flood insurance required. Minutes from I-75, US-90, downtown Lake City, shopping, dining, and Lake City Medical Center. All financing welcome including FHA, VA, and conventional. A home this updated, this spacious, and in a community this special does not stay on the market long.

526 Nw Savannah Circle, Lake City
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